Round Up Savings[1]
does it for you.
Every time you use your Center Parc Debit Card, we round up your purchase and move the spare change into savings—automatically.
Why members love Round Up Savings:
Earn 7.00% APY on balances up to $1,000[1]
Full control—opt out anytime
No overdraft worries
Save money without changing your spending
Offered by Center Parc
No minimum balance
How Round Up Savings works
- Use your debit card
Pay for everyday like groceries, gas, coffee, online purchases – even bill pay. - We round it up
We round your purchase to the nearest dollar. - Your savings grow
The difference moves automatically into your Round-Up Savings Account.
~$1.50/day → ~$45/month → ~$540/year
Based on average debit card use. Your actual savings may vary.
Small change. Real progress.
Why Round Up Savings works (even if you’re “bad” at saving)
- No extra effort required
You don’t have to think about it. Saving happens in the background. - It adds up faster than you expect
Frequent debit card use = frequent savings moments. - Safe, flexible, and fully in your control
Change or turn off round-ups at any time in digital banking. - Built for real life
We only round up when funds are available—so you don’t have to worry about overdrafts.
Help your savings
grow even faster
No minimum balance. No complicated rules.
- 7.00% APY[1] on balances up to $1,000
- 0.10% APY[1] on balances over $1,000
- 25% deposit match bonus with eStatements during your first 30 days
- 5% ongoing deposit match bonus with eStatements
- Up to $250 per year in total matching
Frequently Asked Questions
Have Question? We are here to help.
Can I opt-out or change my round-ups?
Yes! You have full control and can adjust or opt-out of round-ups anytime.
What if my checking account doesn’t have enough money?
We only process round‑up transfers when your account has enough available funds. If the balance is too low, no round‑up will occur, and you won’t be at risk of overdrafts.
How much can I expect to save?
It depends on how often you use your debit card, but it’s possible to save hundreds of dollars a year without even noticing.
Start saving without thinking about it
Questions? We’re here to help. Contact us or visit a branch anytime.
[1]APY – Annual Percentage Yield. Member must have an Center Parc checking account and debit card to open a Round Up Savings account. First round up activity will fund the account. Round Up Savings activity occurs nightly. If the checking account attached to the Round Up Savings account is closed, the Round Up Savings account will also be closed, and the account funds will be deposited to your primary savings account, which means you would forfeit your deposit match and dividends. If the member closes their Round Up Savings account, they will forfeit their deposit match and dividends. If the member withdraws any of their round up savings before quarter end, they will forfeit their deposit match and dividends for the portion withdrawn. Point-of-Sale (pin-based), Signature-based, debit card Bill Pay transactions are the only transactions that qualify as Round Up transactions (ATM transactions, In Branch deposits, ACH deposits, and transfers in to the attached checking account do not qualify as Round Up transactions). Minimum average daily balance to earn advertised APY is $0.01 at the end of each quarter. The first dividend rate and annual percentage yield listed in the Rate Sheet will apply if your balance is from $1,000.00 and below. The second dividend rate and annual percentage yield listed for this account will apply if your balance is $1,000.01 or greater. Each dividend rate will apply only to that portion of the account balance within each balance range. If you make a return or have a debit card transaction reversed, the “round up” amount will remain in your Round Up Savings account. You may not make deposits or transfers into a Round Up Savings account. Enrollment in e-Statements is not a requirement of the Round Up Savings account, but it is required to receive the initial 25% match and the 5% contribution match thereafter. If you meet the minimum qualification requirement during the quarterly qualification cycle, the quarterly initial deposit will be 25% of deposits for the first 30 days and then 5% of deposits after 30 days. The deposit match will be credited to the Round Up Savings account at the end of the calendar quarter based on the accumulated contribution for the calendar quarter or the balance in the account at the end of the calendar quarter, whichever is less. The maximum total deposit match is $250 per year. The Round Up Savings account will not be used for overdraft protection purposes. Members are eligible to opt out and leave their Round Up Savings account open and dividends will continue to accrue and post quarterly. If the round up would cause the member to have insufficient funds, the transfer will not occur. The rate may change after the account is opened. APY is accurate as of December 31, 2025. Fees could reduce the earnings on the account. Member is responsible for all federal, state, local or other taxes.