Paying too much for your car each month?
Refinancing Can Lower Your Monthly Payment.[1]
Drive Down Your Payment
If your auto loan came from a dealership or another lender, you could be paying more than you need to. Refinancing with Center Parc can lower your rate, reduce your monthly payment, and get you terms that actually fit your life. And because we’re a not-for-profit credit union, our focus is simple: helping members keep more of their money.
Lower monthly payments
Refinance to a lower rate and reduce what you pay each month.
Flexible loan terms
Choose a payment plan that works better for your budget.
No application fee
It doesn’t cost anything to apply. If approved, processing fees may apply.
Refinance in 3 Simple Steps
01
APPLY
02
OBTAIN APPROVAL
We’ll review your info and determine if you qualify for a better rate or terms.
03
WE HANDLE THE REST
Once approved, we’ll help finalize the loan and take care of the payoff.
Looking to purchase?
[1]Membership eligibility and credit qualifications apply. The rate may vary depending on each individual’s credit history and underwriting factors. Not all applicants will qualify. Processing fee may apply. Loans already financed with Center Parc have a 12-month waiting period before being eligible to apply for a refinance or to add additional funds. Programs, rates, terms, and conditions are subject to change without notice.
[2]Center Parc Credit Union consumer members in good standing – meaning you have no negative shares balance or delinquent loans – who apply for, are approved for, and fund an auto or recreational vehicle loan (motorcycle, boat, or RV) with the Credit Union, including refinanced auto or recreational vehicle loans from other lenders during the promotion period are eligible. Each loan financed will receive one (1) entry into the promotion. Credit qualifications apply and not all applicants will qualify. Participation is limited to U.S. residents who are 18 years or older. Employees of the Credit Union, members of the Board of Directors or Board Committees, and their immediate family members living in the same household are not eligible. By participating, entrants agree to be bound by the Official Rules. The Promotion begins April 1, 2026, EST., and ends June 30, 2026, 11:59 P.M.EST. Automatic Entries: Consumer members in good standing who finance an auto or recreational loan, including refinanced auto or recreational vehicle loans from other lenders with Center Parc automatically receive one (1) entry. Manual Entries: All other consumer entries will be entered in the drawing by mailing a handwritten 3 x 5 card that includes your name, address, telephone number, and (if applicable) account and member number. Only one (1) entry is allowed per envelope, and only one (1) manual entry is allowed per account. If your account is entered automatically, you cannot submit a manual entry. Photocopies or mechanically reproduced entries are not allowed. The Credit Union is not responsible for entries that are lost, late, misdelivered, incomplete, or postage-due entries. All manual entries and prize-related communications must be mailed to Center Parc Credit Union ‘Dream Ride Payoff,’ at 400 Porsche Ave., Atlanta, GA 30354. The Credit Union will award one (1) Grand Prize, which is an auto or recreational loan payoff of up to $35,000 dollars on a consumer loan held by the Credit Union. The winner will be selected on July 7, 2026, through a random drawing from all eligible entries and will be notified by phone and email within the same week. The odds of winning depend on the number of entries, which may be substantial, and the Credit Union does not guarantee any participant will win a prize. Prize winner is responsible for all applicable federal, state, and local taxes or other assessments related to their winnings. Prizes are non-transferable, and all decisions regarding winner selection are final. If a selected winner does not meet eligibility requirements, fails to respond within the required timeframe, or does not comply with the Official Rules, an alternate winner will be selected. The promotion is void where prohibited by law, and all federal, state, and local laws and regulations apply. To claim a prize, the winner must sign and return a Publicity Authorization Prize Acceptance and Release form to Center Parc Credit Union ‘Dream Ride Payoff,’ at 400 Porsche Ave., Atlanta, GA 30354, within 14 days of notification. Prizes will only be awarded if entrants comply with the Official Rules. No other compensation or consideration will be provided. Please refer to the Official Rules for other important information. No purchase necessary to win.
[2]Center Parc Credit Union consumer members in good standing – meaning you have no negative shares balance or delinquent loans – who apply for, are approved for, and fund an auto or recreational vehicle loan (motorcycle, boat, or RV) with the Credit Union, including refinanced auto or recreational vehicle loans from other lenders during the promotion period are eligible. Each loan financed will receive one (1) entry into the promotion. Credit qualifications apply and not all applicants will qualify. Participation is limited to U.S. residents who are 18 years or older. Employees of the Credit Union, members of the Board of Directors or Board Committees, and their immediate family members living in the same household are not eligible. By participating, entrants agree to be bound by the Official Rules. The Promotion begins April 1, 2026, EST., and ends June 30, 2026, 11:59 P.M.EST. Automatic Entries: Consumer members in good standing who finance an auto or recreational loan, including refinanced auto or recreational vehicle loans from other lenders with Center Parc automatically receive one (1) entry. Manual Entries: All other consumer entries will be entered in the drawing by mailing a handwritten 3 x 5 card that includes your name, address, telephone number, and (if applicable) account and member number. Only one (1) entry is allowed per envelope, and only one (1) manual entry is allowed per account. If your account is entered automatically, you cannot submit a manual entry. Photocopies or mechanically reproduced entries are not allowed. The Credit Union is not responsible for entries that are lost, late, misdelivered, incomplete, or postage-due entries. All manual entries and prize-related communications must be mailed to Center Parc Credit Union ‘Dream Ride Payoff,’ at 400 Porsche Ave., Atlanta, GA 30354. The Credit Union will award one (1) Grand Prize, which is an auto or recreational loan payoff of up to $35,000 dollars on a consumer loan held by the Credit Union. The winner will be selected on July 7, 2026, through a random drawing from all eligible entries and will be notified by phone and email within the same week. The odds of winning depend on the number of entries, which may be substantial, and the Credit Union does not guarantee any participant will win a prize. Prize winner is responsible for all applicable federal, state, and local taxes or other assessments related to their winnings. Prizes are non-transferable, and all decisions regarding winner selection are final. If a selected winner does not meet eligibility requirements, fails to respond within the required timeframe, or does not comply with the Official Rules, an alternate winner will be selected. The promotion is void where prohibited by law, and all federal, state, and local laws and regulations apply. To claim a prize, the winner must sign and return a Publicity Authorization Prize Acceptance and Release form to Center Parc Credit Union ‘Dream Ride Payoff,’ at 400 Porsche Ave., Atlanta, GA 30354, within 14 days of notification. Prizes will only be awarded if entrants comply with the Official Rules. No other compensation or consideration will be provided. Please refer to the Official Rules for other important information. No purchase necessary to win.