Understand Your Mortgage Rate Options
Your Home Loan Starts Here.
Find a mortgage that fits your needs.
View current rates and see what works for your budget
*APRs listed are “As Low As APRs”. Rates listed are “As Low As Rates”.
30 Year Fixed: 6.25% Rate | 6.427% APR [1,2]
30 Year Fixed would be 360 months: Payment of $1,939.51
15/15 ARM: 5.75% Rate | 6.267% APR [1,3]
15/15 ARM would be 180 months: Payment of $1,838.25
20 Year Fixed: 5.99% Rate | 6.222% APR [1,2]
20 Year Fixed would be 240 months: Payment of $2,254.94
15 Year Fixed: 5.625% Rate | 5.913% APR [1,2]
15 Year Fixed would be 180 months: Payment of $2,594.75
10 Year Fixed: 5.5% Rate | 5.909% APR [1,2]
10 Year Fixed would be 120 months: Payment of $3,418.58
- Credit union membership eligibility applies. Advertised rates are based on specific assumptions and defined loan scenarios, including credit score, loan amount, loan purpose, occupancy status, property type, lien position, and applicable program requirements. The rate, APR, and terms you receive will depend on your individual circumstances, including credit history, income, underwriting factors and criteria, down payment, and not all applicants will qualify or qualify for the lowest advertised rate. APR - Annual Percentage Rate. All loans are subject to credit and property approval and program guidelines. Consult with a tax advisor regarding the deductibility of interest and charges. Programs, rates, terms, and conditions are subject to change without notice. Other restrictions may apply.
- Fixed Payment Example: This example is based on a $420,000 home purchase with a loan amount of $315,000 with 25% down and no discount points and is for illustrative purposes only. See actual terms on rate table. The payment example does not include taxes, insurance, or PMI, which may increase the actual payment amount. The rate shown applies only to first lien purchase mortgages for owner occupied, single family detached primary residences and requires a minimum credit score of at least 780. Other rates, points, fees, and terms may be available.
- ARM 15/15 Payment Example: This example is based on a $420,000 home purchase with a loan amount of $315,000 with 25% down and no discount points and is for illustrative purposes only. See actual terms on rate table. The payment example does not include taxes, insurance, or PMI, which may increase the actual payment amount. The rate shown applies only to first‑lien purchase mortgages for owner‑occupied, single‑family detached primary residences and requires a minimum credit score of at least 780. APR - Annual Percentage Rate. APR is subject to increase or decrease. ARM - Adjustable‑Rate Mortgage. This ARM is a fixed‑rate mortgage loan for the first 15 years. After 15 years, the interest rate may adjust once and may increase by up to 6% points. There is a 4% lifetime floor interest rate. The adjusted interest rate will be equal to the 10‑year U.S. Department of the Treasury Constant Maturity plus a 1.25% margin, rounded to the nearest one‑eighth. Other rates, points, fees, and terms may be available.
All rates displayed are our best rates offered at the time of application submission – Your rate may be higher.
All rates & terms are subject to change at any time without notice.
Effective Date: May 21, 2026 2:04:45 PM
To view disclosures for a specific rate, click the numbered reference (e.g.,¹·²) displayed next to it.
Not sure where to start?
We’re here to help you find the right option for your goals, whether you’re buying, refinancing or just exploring your options.
