Earn Up to
3.50% APY[1]
Make Your Savings Work Harder.
ABOUT THE MONEY MARKET ACCOUNT
A Money Market Account[1] is the perfect blend of savings growth and accessibility. With competitive dividend rates and easy digital access, it’s an ideal solution for savers looking to maximize their money without locking it away.
To support the account’s higher dividend benefits, up to six (6) withdrawals or transfers are allowed each month. For full details about account features and guidelines, please refer to our Truth in Savings disclosure.
BENEFITS OF A MONEY MARKET ACCOUNT
We Build in All the Benefits You Want
Flexible Access to Your Money
Easily manage funds online or through our mobile app.
Competitive Dividend Rates
Enjoy rates that help your money grow faster.
Fee-Free with Minimum Balance
Easily manage funds online or through our mobile app.
Flexible Access to Your Money
Easily manage funds online or through our mobile app.
Monthly Compounded Dividends
Watch your savings grow as dividends are compounded and paid monthly.
Flexible Access to Your Money
Easily manage funds online or through our mobile app.
Monthly Compounded Dividends
Watch your savings grow as dividends are compounded and paid monthly.
Is a Money Market Account Right for You?
- Want higher yields than a standard savings account?
- Need flexible access to funds for life’s big moments or emergencies?
- Prefer no-fee savings options when maintaining a minimum balance?
Open Your Money Market Account Today.
FAQ's
What is a Money Market Account (MMA)?
A Money Market Account is a hybrid account that blends the benefits of both checking and savings accounts. It allows you to earn dividends on your balance while still giving you convenient access to your funds.
Why should I consider opening an MMA?
Money Market Accounts typically offer higher dividend rates than traditional savings accounts, helping your money grow faster. They also provide flexibility, such as limited withdrawals and easy access to funds, along with competitive dividend rates. These accounts are insured by the NCUA up to the legal insurance limits.
Can I access my money easily in an MMA?
Yes. MMAs offer high liquidity, allowing you to make limited withdrawals each month—similar to a checking account—while still earning dividends like a savings account.
Get started today!
Secure Your Funds
Deposits are federally insured up to NCUA legal insurance limits
Reliable Access
Manage your money anytime, anywhere, with digital and mobile banking tools
Transparent Terms
No hidden fees or surprises,
just great savings
Dividend Rate/APY
1.489% / 1.50%
1.735% / 1.75%
2.469% / 2.50%
2.956% / 3.00%
3.440% / 3.50%
Minimum Balance Requirements
$2,500.00 – $24,999.99
$25,000.00 – $49,999.99
$50,000.00 – $99,999.99
$100,000 -$499,999.99
$500,000.00+
[1]APY-Annual Percentage Yield. Membership is required to open a Money Market account. Not a member yet? Find out if you are eligible to join. The rate may change after the account is opened. APY is accurate as of March 1, 2026. A minimum balance of $500,000 is required to earn the stated 3.50% APY. Additional tiers and balances are listed above. Fees may reduce earnings, including a $10 monthly service charge if the $2,500 minimum daily balance is not met.
Federally Insured by NCUA.